01843 838 230
01843 838 230

Income Protection

Accident and Sickness


Accidents always happen when we least expect them and even the healthiest of us can become ill with no notice at all. 


If you were injured or became sick and lost your income how would you pay all of your monthly bills and for how long could you keep this up?


Savings - How many months would they last, many wouldn't have enough for even 1 month? Also would you be happy seeing you savings used in this way?


Family - Is it realistic to expect them to pay all their bills and yours - How long could they keep that up ?


Government - SSP is £88.45* a week, would this be enough ?


Employer - Most people only get SSP (above) If you do get Company sick pay -what happens when this finishes ? It's worth checking how much (if any) and for how long (if at all) your employer would pay if you were off work. Company sick pay entitlements often differ depending on how long you have worked there.



Even if you are fit and healthy now, you never know what is around the corner. Cover can be arranged for perhaps far less than you might think. We can advise you on options available to you now.

(*correct December 2016, this amount could change in the future 


Insurance Options

  • Accident, Sickness and/or Unemployment - ASU
  • Income Protection / Permanent Health Insurance IP / PHI
  • Mortgage / Rent protection MPPI (and associated bills)

The different products available and in turn the many different providers offering them, have different features and benefits including -

Level of cover available

Duration of payment

Excluded conditions

Deferred periods

Underwriting limits

Term available/length of contract

Compatibility with other products or sources of income


Please get in touch and we can advise you which policy best suits your needs

Get in touch

For a no obligation FREE consultation call:


01843 838 230


07782 168211


Or use our simple online contact form.

The FCA registration number of

‘Your World Financial Services’ is 600934.

This information can be verified at www.fca.org.uk/register

or by contacting the FCA on 0800 111 6768.

Write to us

Your World Financial Services

2 The Square  


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© Your World Financial Services. Company registered in England and Wales- 8408392
Registered with the FCA - 600934 Your World Financial Services Limited is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. *Your World Financial Services Ltd acts as a credit broker not a lender